Health and Dental Insurance
Effective August 1, 2022, the University will offer a second preventative dental plan that student workers that are otherwise eligible for SHIP may select at their own cost during the open enrollment period in the spring of 2022. The annual premium for this plan will be set by the carrier and may increase from year to year. [NOTE: Currently the annual premium is $300.] The University will contribute 25% of the premium for salaried Ph. D SWs who elect this new preventative plan effective August 1, 2022.
Under the plan, the following diagnostic services will be provided:
- One complete initial oral exam, including initial dental history and charting of the teeth and supporting structures.
- Single tooth radiographs (x-rays) as needed.
- Bite wing radiographs (x-rays of the crowns of the teeth), once each six months.
- Full mouth radiographs (x-rays), seven or more films, or panoramic radiograph (x-ray) with –bite wing radiographs (x-rays), once each 60 months.
- Study models and casts used in planning treatment, once each 60 months.
- Periodic exams or routine oral exams, once each six months.
Under the plan, the following preventative services will be provided:
- routine cleaning, scaling and polishing of the teeth, once each six months.
- Flouride treatment for members under age 19, once each six months.
- Space maintainers required due to premature loss of teeth for members under age 19
- Sealants applied to permanent premolar and molar surfaces for members under age 14. Blue Cross and Blue Shield provides benefits for one application each 48 months for each premolar or molar surface.